WE HELP
Not at all. Many of our clients start with what they already have — like a 401(k), existing savings, or a modest monthly contribution.
Great question. We work within IRS rules using specific financial vehicles (like IULs) that legally offer tax advantages. There’s no gimmick — just strategy.
Unlike the stock market, IULs and fixed annuities are designed to protect your money from loss — even when the market drops. Your gains may be capped, but your losses are limited or eliminated.
We’ll ask a few questions about your goals, explain how some of these strategies work, and see if they make sense for your situation. No pressure, no jargon, and no selling.
These strategies are commonly used by the wealthy and often overlooked by traditional financial advisors who focus only on stocks and mutual funds.
Darcel Ballentine
Barone LLC.
Leatrice Handler
Acme Co.